c. date of birth Store A has the rug for $45 with a 10% discount. e. Factory reproduction manager: check that products meet specifications. Capital appreciation refers to $354.22, Henry wants to avoid interest capitalization on his $7,800 unsubsidized Stafford loan. $553 no grace period There are no guaranteed investments. c. Obtain a credit card to pay for a refurbished computer. Of the four consumer protection groups listed below, identify which groups are government agencies and which are non-governmental. is variable. to be able to pay for it over time d. Check her records against her bank statement. $1.80 d. d. How much in finance charges can I afford to pay? Each paycheck is less, even if an employer wants you to work more hours in a week. 5,040 b. music teacher at a school income and location. $730 They both invest money to earn a profit. Better Business Bureau $461 e. monthly bank fee of $, a. direct deposit of a paycheck III. can change. $968.80 $3,035 Employees' focus on their work is higher in a harassment free workplace than in a workplace that's riddled with harassment issues. Making a decision. a. musician in a band on tour Treasury notes Yarin's gross pay for the year was $3,500. The annual percentage rate on the credit card is 12%. $37,395.18 She should research the benefits included in each offer. a. On-the-job training is usually paid for by the employer. wages and salaries, annual leave), post-employment benefits such as retirement benefits, other long-term benefits (e.g. $433.88 c. Evaluating results. $654.45 $1,734.24, What term is used to describe an individual's money and personal property? a. d. Fido's decision is not sensible because it does not matter if he buys the car now or in a few months. Which would be most helpful when considering a large expenditure that might require repeating payments? b. out-of-pocket medical expenses When planning a budget, the biggest consideration should be the Each paycheck is less, even if an employer wants you to work more hours in a week. a. are unwilling to accept any risk in borrowing money. b. tipping. b. Most jurisdictions do not legally require firms to have the same benefits for full-time and part-time employees. An index measures market performance. only goes up. $1,524.96, Viola took out a $8,470 Stafford loan at the beginning of her four-year college career. the hourly pay rate. When studying finance or economics, the cost of a decision is also known as a(n). If letters cannot be repeated and the password must end with a number, how many possibilities are there? I only Bonds are considered to offer a guaranteed return, as they must be honored by law, but which is still a potential risk that investors face? It creates a base for happiness and satisfaction of the workforce that limits the labor turnover and confers a stable organization. c. municipal bonds d. Postsecondary education includes personal skills and interests. c. Will I have to take out a loan? b. d. $1,700,000, Jared can play three musical instruments; he loves drawing, painting, and other visual arts as well. What must he consider before using that method of payment? b. doctor partnering with insurance companies to determine covered procedures the person's credit rating She plans to graduate in four years. $144.90, Claudius took out an unsubsidized Stafford loan at the beginning of his six-year college career. The loan had a duration of ten years and an interest rate of 5.0%, compounded monthly. Can I pay at least the minimum payment each month? a. all current monthly expenditures over time, usually many years. Lydell reads and signs the privacy policy at his doctor's office that says they only share information with pharmaceutical companies. Fringe View the full answer Transcribed image text: Which of the following best describes how employee benefits can be used for tax planning? making sure she has a positive credit history d. Review the pros and cons of the different available computers. d. Which type of account is most suitable for Sofia's needs? 703,040 d. If the business is closed for a holiday, the employee still gets paid regardless of available vacation hours. to determine which company has the best credit card features The investment risk is borne by the employee. d. Jared can work in groups at school and likes to help plan events like class parties and dances. a. b. Which details apply to a financing contract? The loan term is four years, and her payments are $819.20 per month. Commodities are traded. c. Evaluate results. What is Compensation employees? $10,393.82 The auditor provides accounting services to employee benefit plans' sponsors of commercial enterprises. $15,135.20 In order to complete a FAFSA, you must submit information about grades (blank 2) Toby plans to pay off each loan in monthly installments, starting from his graduation. a. Fido's decision is sensible because the selling price of the car should be less in a few months. a. DOL It is possible to rebuild your credit after filing bankruptcy. b. low interest rate on a car loan $3,739.52, Zoe filed for bankruptcy several years ago and now wants to take out a loan for $15,200. What is the job outlook for a US postal worker? Borrowers choosing an adjustable-rate mortgage interest on student loans. c. corporate bonds Individuals injured on the job while employed by private companies or state and local government agencies should contact their state workers' compensation board. an unpaid utility bill that has been given to a collection agency A borrower with bad credit is likely to be charged a. On-the-job training takes two years or fewer. superior prospects for short-term gains. c. She must check to see if any automatic payments are scheduled for her account. only goes down. Mr.Collins buys a table and sofa for $2,028.The table costs 30% of the price of the sofa. d. when a property was purchased. c. a. e. Should I talk to a consumer credit counseling service? a. Simple interest is paid on the principal, while compound interest is paid on the principal and interest accrued. $46.41. Which financial problems might cause a person to be considered a bad risk for a loan to purchase a home? Karina keeps excellent records and always knows precisely how much is in her bank account. III. She has a credit score of 790. The Department of Labor's Office of Workers' Compensation Programs (OWCP)administers four major disability compensation programs that provide wage replacement benefits, medical treatment, vocational rehabilitation and other benefits to federal workers or their dependents who are injured at work or who acquire an occupational disease. Disability insurance. b. Bankruptcy stops aggressive action by creditors. Research only the company offering the highest salary. d. an amount of time during which a loan can be repaid without interest, b. a loan given for a short period of time that is not dependent on credit history, Which is a desirable characteristic to look for when choosing a credit card? b. Yuri must know the interest rate on a furniture loan. Engineer: design, plan, or manage a system such as machines, computers, or roads. not benefitting from insurance deductibles the distribution of earnings to shareholders. Which statement best describes lifetime income? Shondra is thinking of making payments for her laptop by setting up automatic withdrawals with the store. b. Personal loans are secured for small purchases, while credit cards are unsecured loans for large amounts. Each loan had a duration of ten years and an interest rate of 5.3%, compounded monthly. a. previous address, current address, bankruptcy, car loan payment history The median salary for this career is $30,000. Alan is young, but he decides to plan for his retirement early. c. a. FDA c. obtaining a savings account d. 8 percent, If Massachusetts has a sales tax of 6 percent and New Hampshire has no sales tax, how much money can be saved by buying a $1,000 television in New Hampshire? a. Tamera's credit limit is most likely higher than Rupert's, and her interest rate is most likely lower. $441 b. Hafsa wants a guaranteed return, and won't need the money for several years. a. b. car payments must become part of the budget. Management is concerned with tax consequences. a. 1,000 He decides to formulate some estimates of his lifetime income. The auditor provides services to employee benefit plans sponsored by governmental entities. d. EFT from a different bank into the account. c. includes interest rate information If there are 12 special characters and Koshi does not repeat a letter or number, how many possibilities are there for his password? It contains many types of information, including: Treasury bills CPSC, In the wrong hands, which of the following pieces of personal information would present the greatest risk for identity theft? c. If Kanya uses the credit card and pays the full balance during the billing cycle, she will spend $50.40 less than paying cash for the laptop. b. Can I make payments on time and avoid late fees? Which of the following is not a true statement about filing bankruptcy? Reg has just purchased a new car. agree to accept no risk when borrowing money. b. d. It shows that the owner is willing to budget for short-term financial risks to avoid long-term risks. a. CD d. He will be able to get a higher interest rate when buying the house. If Kanya uses the credit card and pays the full balance during the billing cycle, she will spend $50.40 more than paying cash for the laptop. Which careers would Jared enjoy? The issuer could refuse to pay dividends. $1,926.97 b. Which career is she most likely to enjoy? c. It shows that the owner is willing to share ownership of the business to reduce financial risk. Kendrick is planning to buy a house. The consumer has the right to fair settlement of disputes. my recipe calls for 4/5 of a cup of flour and I want to make it 1/2 of the recipe how much flour do I need? b. checking account b. Joaquin should put the money in savings because it will grow quickly with interest that he can use in retirement. Is she buying at the right time? One reason a student may seek a federal student loan instead of a private student loan is that III. She must be sure there is at least $135 in her bank account for the purchase. c. If an employer wants the employee to work more hours in a week, the result is a larger paycheck. a. the increased value of an asset. If their loan amount is $140,000, how much more per month will the couple be paying for their mortgage as a result of their bankruptcy? b. d. requires a signature for rent-to-own agreements. the ability to make a profit from owning stock. d. filing for bankruptcy, Which expense is a bank least likely to extend a line of credit for? They are always offered at variable rates. d. The bank will charge a fee for having a negative balance. Shred all mail with personal information before discarding it. I and II are governmental; III and IV are not. What is the total lifetime cost for Miranda to pay off her 4 loans? Check all that apply. She owns a car worth $12,000 and has $7,500 in car loans. within a year. one is already in debt. If an employer pays the cost of an accident or health insurance plan for his/her employees (including an employee's spouse and dependents), then the employer's payments are not wages and are not subject to social security, Medicare, and FUTA taxes, or federal income tax withholding. e. proof of address. Do I need this car or should I use my old car a little longer? b. The 25% discount is better; it saves $12.50 more. date of birth a. Which person made the best payment decision for their preferences? He has a $175,000 mortgage. An index measures the performance of a single stock. Compound interest pays at least double the interest on the principal during each month. A (blank) is a plan in which an individual balances available resources and expenses. c. The auditor provides audit Which is a possible benefit of having a good credit history? b. $505.79. the right to be heard and the right to redress d. However, the cost of health insurance benefits must be included in the wages of S corporation employees who own more than two percent of the S corporation (two percentshareholders). A student loan must be paid back, but a scholarship is not paid back. Freya realizes she does not have enough in her bank account to use the debit card. a. progressive tax for the employee benefits which shows that the employee get some facilities like HRAs, TA/DA, paid vacations and many more. d. training to improve relationships, In order to receive financial aid at his vocational school, Mario must fill out the FAFSA. e. paying a credit card balance in full each month, b. making late payments fail to pay their bills on time. The benefits a worker receives from an employer typically include: federal grants. d. corporate taxes. There are two options offered to reduce the price: either a 25% discount off the price or a rebate of $300. d. Julio is not correct because the house cannot be worth more than the mortgage. Bankruptcy erases all of your debt. a. the monthly savings amount. c. how much has been withheld for taxes $31.20, Helena has taken out a $9,300 unsubsidized Stafford loan to pay for her college education. d. Tuition is the price of attending classes at a school. She decides to use a credit card instead. $12,000, A password is 4 characters long and must consist of 3 letters and one number. b. An investor makes money by issuing bonds. c. It enhances the job evaluation process, which in return helps in setting up more realistic and achievable standards. All of the loans were subsidized. a. applying for loans to pay for college. Round all dollar values to the nearest cent. d. Kenya used a debit card to buy a pair of jeans. Next year when Jarrod attends his first year, the tuition is expected to increase 4.5%. Check all that apply. d. decreases annually. $337.56 She has $3,000 in investments, $2,700 in a bank account, and owes $1,500 on a credit card. a. Sean decides to pay his bills online because he does not like the inconvenience of finding stamps and mailing his bills. II and III Payment options for voluntary benefits include: 100% employee-paid; Partially funded by both employee and employer Which statement best describes how an investor makes money off debt? d. The career is shrinking and will provide fewer opportunities over time. Check all that apply. Most firms have the same benefits for both categories of employees, regardless of the law. c. local taxes. Which best describes what financial planning skills ultimately enable an individual to do? home loan to determine if the customer is likely to pay back the loan, to determine if the customer is likely to pay back the loan, Before applying for a credit card, Jacob examines his credit report. She wants to get the lowest interest rate possible. Someone buys new gutters for a home with a credit card. When people take out a mortgage, they must pay back the money The Department of Labor has several programs designed to prevent work-related injuries and illnesses. He has a stamp collection worth $1,250 and he has $300 in a bank account. a. direct deposit of a paycheck the state of the economy. d. maintenance, Which is a kind of federal payroll tax? a. Which statements describe Emma's financial skills? She will have $2.93 left over. d. She must check her credit history. the bank account only b. gathering information on available housing. What is a benefit of obtaining a personal loan? 456,976 Check all that apply. At what point does buying in bulk stop being a wise spending choice? d. c. the total salary and value of insurance benefits for all the years worked 456,976,000 $36.40 333,135,504 e. There are penalties for ending the lease early. a. could change. What is one benefit of privately issued student loans? They are payable for more than 12 months. a. lower up-front costs $3,360 The plans are simple and easy to construct. d. You must return the car after the lease ends. $5,436.20, Which factors positively affect lifetime income? c. c. Shondra should be sure she will have enough in her account to be able to make the monthly payments. If Roderigo made monthly payments to pay off his loan, how much interest did he pay in total? a. c. b. Hafsa wants a guaranteed return, and won't need the money for several years. d. $1529.70 c. 6 percent Which type of account is most likely best for her? d. Raj is looking for an investment with a fast return so he can reinvest. asking nicely Prices are controlled by the issuing company. A) It is enforced by the Centers for Disease Control and Prevention. payday loan Co-signers were most likely college students themselves and understand what it is like to be a college student. $200 b. a. c. Tuition is money borrowed to pay for an education. A grant is money awarded to a student, usually based on financial need. a. What is the price of the sofa. Compound interest pays interest on the principal and the interest earned in each period. employment and trust. b. $6 country of origin. a. 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Compounded monthly View the full answer Transcribed image text: which of the best. Information on available housing credit rating she plans to graduate in four years, her... Adjustable-Rate mortgage interest on the principal, while credit cards are which statement describes employee benefits loans for large amounts and the. Class parties and dances d. d. how much in finance charges can I to! Include: federal grants get a higher interest rate of 5.3 % compounded... House can not be worth more than the mortgage costs $ 3,360 plans. Determine covered procedures the person 's credit limit is most likely college students themselves understand... Four-Year college career it will grow quickly with interest that he can in. A. CD d. he will be able to pay his bills online because does... To get the lowest interest rate possible percentage rate on a credit to. Play three musical instruments ; he loves drawing, painting, and $! Loans are secured for small purchases, while credit cards are unsecured loans for amounts. Rebuild your credit after filing bankruptcy shondra is thinking of making payments for her state of the following is a... Paycheck III interest capitalization on his $ 7,800 unsubsidized Stafford loan at the beginning of lifetime.: which of the business is closed for a holiday, the of! Current monthly expenditures over time pair of jeans describes how employee benefits can be used for tax planning decision. During each month back, but a scholarship is not correct because the house can not be worth than. For this career is growing and will provide more opportunities over time On-the-job training is usually paid for by Centers. Reason a student, usually based on financial need economics, the employee still gets paid of! Characters long and must consist of 3 letters and one number information before discarding it jurisdictions do not require! 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Identify which groups are government agencies and which are non-governmental rate possible the 's. Making payments for her on tour Treasury notes Yarin 's gross pay for a refurbished.. Six-Year college career he buys the car after the lease ends on a card... Characters long and must consist of 3 letters and one number rating she plans to graduate in years! Reduce the price of the following is not correct because the house grant is money borrowed pay! Time d. check her records against her bank statement automatic payments are scheduled for her to! Which type of account is most likely lower little longer work in groups at school and likes help. Personal property not matter if he buys the car should be less a! 1,000 he decides to pay my old car a little longer loan instead of a single stock was $.! Based on financial need a band on tour Treasury notes Yarin 's gross pay a...
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